Helping clients plan for and manage their retirement is an integral part of what we do as financial planners. The earlier you start thinking about the next stage of life and developing a plan, the better placed you are to achieve everything you’re hoping to.

The first step in planning for retirement is to envision what your ideal retirement looks like. For some people this might seem like a long way down the track, but it’s important to begin to put some numbers around your goals. How much income do you need? Are you on track? How long will your money last?

Superannuation is the primary retirement savings vehicle for most people, so we will develop a customised plan to make sure your super is working as hard as possible for you – both during the accumulation phase and as you edge closer to retirement. Additional retirement income streams such as market based pensions, fixed term annuities, investments outside of super and the age pension also play a role, and we will take all of these into account to create a personalised approach that will give you the best possible retirement outcome.

Aged Care

As you progress through retirement, aged care considerations also come into play. Our financial planning team are experienced in navigating the complex aged care system and will help you through the process in a sensitive and understanding manner.