Why small business owners should use an insurance broker

TJL Insurance business Forster Tuncurry Taree

Posted by: TJL Accountants & Advisors | On: March 21, 2019

If you’ve ever compared insurance policies for your car, home or health insurance to find the best deal, you know how time consuming it can be. Choosing a business insurance package is even more complex due to the range of risks requiring cover. By using an experienced business insurance broker you’ll not only save time….

Superannuation inequality – how can we bridge the gap?

Superannuation Gender gap inequality Financial Planning Forster Taree

Posted by: TJL Accountants & Advisors | On: March 12, 2019

Every year in March, issues of gender inequality come to the forefront of discussion due to International Women’s Day on March 8. Superannuation is a prime example of this inequality, with women on average retiring with 47% less super than men – despite the fact that they live, on average, 5 years longer. The discrepancy….

Financial planning – are you an ethical investor?

Ethical investing financial planner advisor Forster Taree Tuncurry

Posted by: TJL Accountants & Advisors | On: February 28, 2019

Recent research from the Responsible Investment Association Australasia (RIAA) shows that 92% of Australians expect their super and investments to be invested responsibly and ethically. The same research found that over 60% of Australian’s expect their financial adviser to incorporate their values or consider the societal or environmental implications of their investments. So what exactly….

Simple tips to minimise tax

Minimise tax accountant Forster Taree Tuncurry

Posted by: TJL Accountants & Advisors | On: February 12, 2019

If you feel like you’re paying too much tax, there are a number of simple steps you can take to help get it under control. One thing most of our accounting clients would agree on is that they don’t want to pay more tax than they have to. Kerry Packer’s famous quote still rings true….

Finance Hacks for the Festive Season – Part 2

Christmas save money Forster Taree Tuncurry

Posted by: TJL Accountants & Advisors | On: November 28, 2018

One of the best parts of the holiday season is relaxing with friends and family, and these catch ups often revolve around delicious summer foods – seafood, ham, turkey, salads, pavlova… not to mention drinks. Part 2 of our Christmas Spending Guide, compiled in conjunction with ASIC’s MoneySmart, focuses on ways to cut down your….

Finance Hacks for the Festive Season – Part 1

Save money at Christmas TJL Taree Forster Tuncurry

Posted by: TJL Accountants & Advisors | On: November 21, 2018

Christmas is just around the corner, and although this is a magical time of year (particularly when you live on the Mid North Coast of NSW) it is also one of the most expensive. However, you don’t need to be an accountant or financial planner to save money this Christmas. We’ve taken some tips from….

Gearing – a popular investment strategy

Property investing gearing Forster Taree Tuncurry

Posted by: TJL Accountants & Advisors | On: September 26, 2018

The term gearing, when used in relation to investments, refers to someone borrowing money to invest. It is a strategy that amplifies the risks and return of any investment so it is definitely not for everyone. However, for investors with a longer time frame for investing (we suggest at least 10 years), borrowings can be used….

Taking the Stress out of Insurance Claims

Business insurance broker Forster Taree

Posted by: TJL Accountants & Advisors | On: August 28, 2018

At its heart, insurance is simple – it’s about peace of mind. When the unexpected happens, you need help from someone who cares. If you’ve ever needed to make an insurance claim you would know how drawn out the process can be. Lodging claims online and dealing with call centres can make the stress of….

Income Protection Insurance

Income protection insurance Forster Taree Tuncurry

Posted by: TJL Accountants & Advisors | On: August 13, 2018

What is your most important asset? Many people would say their house, if they are fortunate enough to own one, but have you thought about the effect of losing your income? How would your family cope with everyday bills and expenses, let alone unexpected medical costs or any holidays you have planned? Consider a 40….

The benefits of meditation for business owners

Meditation business accountant Forster Taree

Posted by: TJL Accountants & Advisors | On: July 27, 2018

In May of this year I was lucky enough to head to Bali for a conference named “Beneath the Surface”. This was essentially a break from everyday life that forced me to disconnect so I could reconnect. For the entire week all electronic equipment was banned, and in all honesty I really did wonder how….

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