Protecting your superannuation package

Retirees on beach TJL

Posted by: TJL Accountants & Advisors | On: May 15, 2019

In February of this year, new legislation passed the Australian parliament with the purpose of strengthening the super system. The changes are in response to the Financial Services Royal Commission and its findings, and there are a few key changes worth noting as they are relevant for most people investing in super. Much of the….

Estate planning – a key part of financial planning

Financial planning estate TJL Taree Forster

Posted by: TJL Accountants & Advisors | On: May 2, 2019

The term ‘estate planning’ often conjures up images of vast property estates and expensive cars. However, estate planning is a fundamental component of financial planning. It deals with the control of your assets, and ensuring that after death they are distributed as you intended. Assets which you have direct ownership and control of – such….

New seminar series for businesses

Business seminar TJL Accounting tax Taree Forster Tuncurry

Posted by: TJL Accountants & Advisors | On: April 18, 2019

TJL are excited to announce that we are launching a new series of seminars for business owners and managers in 2019. These seminars will include presentations by TJL partners and guest speakers and will cover all the aspects of accounting, taxation, bookkeeping, business advisory and insurance that are key issues for businesses in 2019. Our….

TJL’s 2019 Budget summary

TJL Accounting Budget Taree Forster Tuncurry

Posted by: TJL Accountants & Advisors | On: April 5, 2019

The 2019 Budget was unique in that it could be considered the unofficial start of the 2019 Federal election campaign. The election is expected to be held in mid-May, and throughout the forthcoming campaign period we can expect more policy detail released by both parties. Below we have summarised the major elements of the government’s….

Budget tax reforms – Coalition and ALP policies in focus

Tax Budget TJL Accounting Forster Taree Tuncurry

Posted by: TJL Accountants & Advisors | On: April 1, 2019

Budgets released in the year of a federal election are always highly contentious. This year is proving to be no different, with a stark contrast in the policies released to date by the Coalition and the ALP. Some of the major income tax reforms released to date include the following: Personal tax deductions ALP –….

2019 Budget preamble from our Financial Management team

Budget TJL Financial Planning Forster Tuncurry Taree

Posted by: TJL Accountants & Advisors | On: April 1, 2019

This year’s Budget has been brought forward by one month and will be handed down on April 2nd due to 2019 being an election year. Given the timing and the news headlines, it would be acceptable to think that this Budget will likely offer a package of pre-election goodies to sweeten the deal for those….

Why small business owners should use an Insurance broker

TJL Insurance business Forster Tuncurry Taree

Posted by: TJL Accountants & Advisors | On: March 21, 2019

If you’ve ever compared insurance policies for your car, home or health insurance to find the best deal, you know how time consuming it can be. Choosing a business insurance package is even more complex due to the range of risks requiring cover. By using an experienced business insurance broker you’ll not only save time….

Superannuation inequality – how can we bridge the gap?

Superannuation Gender gap inequality Financial Planning Forster Taree

Posted by: TJL Accountants & Advisors | On: March 12, 2019

Every year in March, issues of gender inequality come to the forefront of discussion due to International Women’s Day on March 8. Superannuation is a prime example of this inequality, with women on average retiring with 47% less super than men – despite the fact that they live, on average, 5 years longer. The discrepancy….

Financial planning – are you an ethical investor?

Ethical investing financial planner advisor Forster Taree Tuncurry

Posted by: TJL Accountants & Advisors | On: February 28, 2019

Recent research from the Responsible Investment Association Australasia (RIAA) shows that 92% of Australians expect their super and investments to be invested responsibly and ethically. The same research found that over 60% of Australian’s expect their financial adviser to incorporate their values or consider the societal or environmental implications of their investments. So what exactly….

Simple tips to minimise tax

Minimise tax accountant Forster Taree Tuncurry

Posted by: TJL Accountants & Advisors | On: February 12, 2019

If you feel like you’re paying too much tax, there are a number of simple steps you can take to help get it under control. One thing most of our accounting clients would agree on is that they don’t want to pay more tax than they have to. Kerry Packer’s famous quote still rings true….

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